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Farmers that do a cash flow budget generally perform better because the process helps them think through the year ahead. How many calves are available to sell? How much fertiliser to buy? What impact will draining that bottom field have on the bank balance? These are the types of important questions doing an annual cash flow budget forces you to think through. Getting the support of your bank manager is far more likely if they can see the budget behind your plan.

To see what a completed cash flow budget looks like click on this hypothetical example.

To complete your own budget, download the blank budget and follow the instructions.

If you want to speak to one of our trained advisers about a business issue please phone the helpline on 0300 323 0161, or explore this website in more detail.

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